Cashing in on an IOU

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‘Bugger!’ I exclaimed.

The sound of crockery smashing echoed around the kitchen as I dropped six of Rebecca’s best dinner plates onto the tiled floor.

‘Mark! What happened! What have you done!’ Rebecca — my mother-in-law – was, understandably, very upset and angry.

‘I’m sorry, Rebecca — the plates slipped out of my hands…’

‘Jesus, Mark — you need to be more careful! What you need is a bloody good hiding!’ she said in exasperation. My heart missed a beat – she was undoubtedly right. I’d love my mother-in-law to give me a good hiding. I couldn’t agree more. Wasn’t going to happen though.

‘God, I’m sorry, Rebecca. It was an accident…’

‘I don’t care — those are my best dinner plates, and I won’t be able to replace them. They’re over 20 years old! Ohhh…’

Rebecca started to cry, hiding her face in her hands. I tentatively reached out to try and comfort her, but she turned away from me.

The noise brought my wife, Deborah, and my father-in-law, David into the room.

‘Oh, for God’s sake, what have you done now! You really are a clumsy oaf, aren’t you Mark!’

I felt myself going red at my father-in-law’s rebuke. He was right, but I didn’t like him telling me off. It made me feel like a naughty schoolboy. I mumbled another apology, but I didn’t think he was listening. He and my wife were both too busy consoling Rebecca.

It was the last full day of our visit to Deborah’s mum and dad, and it hadn’t gone well from my point of view. I’d managed to upset both David and Rebecca over the course of three days, and the plates were probably the last straw. I really was sorry — whilst David could be a pain in the backside, his wife, Rebecca was lovely. And if truth be told, I had a bit of a crush on her.

The rest of the day wasn’t very comfortable either. I repeatedly apologised, but nobody really wanted to hear it. Rebecca broke into tears several times, and David couldn’t help berating me.

‘You need to give some serious consideration to how you can make this right, Mark. When my wife is this upset, all I want to do is give you an old-fashioned spanking!’

Christ — even my father-in-law was at it now! I wondered…

They were both still angry and upset the next morning when we were due to leave. I apologised again to Rebecca and eventually, when she and I were alone for a few minutes amid the chaos of breakfast and packing, I plucked up the courage to speak to her.

‘Look, Rebecca – I know what I did really upset you. I really am sorry, but I know that isn’t good enough right now. If — if it would help, why don’t you just give me the good hiding you think I deserve?’

There. I’d said it!

She looked at me, eyes still red, but with at least the beginnings of a smile.

‘Don’t be silly, Mark. We’re all grown-ups. You’re thirty-five years old for Christ’s sake! Look, I know you didn’t mean it, I just — I just think if you’d been more careful, it wouldn’t have happened. That’s what’s made me cross. And I don’t know how you are going to learn that!’

‘Rebecca — I just want to make it right between us! It shouldn’t matter if I’m thirty-five. What you said to me yesterday obviously came straight from your heart. If a good hiding would make you feel better, I’d be more than happy to…’

I wasn’t quite sure how to finish the sentence. Rebecca pursed her lips.

‘To what, Mark? Take your trousers down and bend over my knee? I don’t think it would work like that, Mark. Look, don’t worry about it. I’m sure next time we meet up it will all be forgotten about.’

I wasn’t so sure about that. I thought things over whilst we finished the packing and, retiring to our bedroom for a few minutes, I quickly wrote a short letter.

As Deborah and I said our goodbye’s before departing on our car journey home, I pressed the letter into Rebecca’s hands.

‘Rebecca — I’ve written you a short letter. It’s an apology! Please take it! Don’t read it now — open it later. It’s about what we discussed earlier. Just read it! And if you want to change your mind at any point, just tell me, okay?’

Rebecca sighed at me in exasperation, but took the letter and nodded. I gave her a kiss and a hug and shook David’s hand. I could tell he was still not happy with me.

As we left, I thought about the words I’d written. They were etched into my brain:

‘Dear Rebecca, I’m really sorry I dropped and broke your plates. I would do anything to make it right. You told me that what I needed was a ‘bloody good hiding’. If this will make it better for you I would willingly accept that from you. I know you said that it is a silly idea, especially as we are all adults, however, I wish you would give it some more thought. In any case, please accept this letter as an ‘IOU’. Should you change your mind at any time, please show me this letter as a reminder and I will happily submit to a ‘bloody good hiding’ as you so poetically put it. I only want to make it right. All my love, Mark.’

On the drive home, I told my wife what I’d bahis siteleri done.

‘What did you do that for, Mark?’ She was incredulous.

‘I just thought it might make things right, Debbie. And anyway, you’ve also told me on more than one occasion that I deserve a good spanking.’

Debbie was quiet after that. She had said it to me before, especially when I did something particularly annoying. But never seriously, unfortunately. I’d happily submit to a bit of maternal discipline from my wife — or from my mother-in-law for that matter! Each time Debbie mentioned spanking me, I’d felt my cock growing harder. It wasn’t something I’d told Debbie, though.

A few minutes later, I saw my wife smile.

‘I could just imagine you being spanked by my mum. If it ever happens, I’d quite like to see it!’

She looked at me.

‘You might get more than you bargained for…’ she added with a laugh. I swallowed in mock fear.

That night, back in our own home, we had sex for the first time in weeks. Deborah initiated our lovemaking, which was unusual. She was aroused and aggressive, almost devouring me. My wife hadn’t been as adventurous as this for years and I was taken aback by her ardour. I didn’t argue though, enjoying her sudden hunger.

I didn’t have the world’s biggest cock, and nor did I tend to last very long once I was inside my wife. Caught up in my wife’s obvious excitement, I spurted within two or three strokes, filling her with my cum. Not wanting to disappoint, I quickly changed position, lowering myself so I could reach between Debbie’s pussy with my mouth.

I loved my wife’s hairy pussy, and liked to make her cum with my tongue — the only way I made her cum, if I were honest, though usually, I made sure she was satisfied first. This time, however, Debbie allowed me to lick her even though I’d already cum in her. I could taste myself as I licked and kissed her. She was very wet and ready to cum herself! But this time, her climax was stronger than I’d ever known it!

Afterwards, we cuddled and fell asleep in contentment. As I drifted off, I wondered what she had been thinking about that had got her so excited…


Six weeks later, the family met up at my brother-in-laws for a get-together. Deborah’s brother, Adam was taller and broader than me and was married to Andrea, a short, but stunning brunette with a fantastic ass, who I’d always found incredibly sexy! When we arrived late that morning, David and Rebecca had already been there for a few days, and were due to leave the following morning.

The whole family would be together for just the one day, which was about right. Longer visits tended to end up in squabbles and tears. But lunch was a friendly affair, with much wine and banter. During the afternoon, some of the family wanted to go for a walk to the local park. David and Rebecca, however, said they were tired, especially as they had a long drive ahead of them the following day. As everyone was getting their shoes on to go out, David asked if I could perhaps stay behind with them, as they had something they wanted to discuss with me in private.

‘No problem!’ I said, waving the others off. Debbie gave me a quizzical look, but I shrugged my shoulders in response.

Once the others had left, David invited me to sit with him and Rebecca in the lounge.

‘Now, Mark, I have here the letter you so kindly gave Rebecca after your last visit.’

My heart jumped slightly as he said this — he’d caught me by surprise, as I would never have thought they would have raised this whilst we were at Adam and Andrea’s. And anyway, I’d given the letter to Rebecca, not David! But I supposed it was inevitable that she would share its contents with her husband.

‘Rebecca and I have had a serious discussion about the content of your letter, and we have decided to take you up on your offer — or promise. Are you still willing to — be given a good hiding, I think was the phrase you used?’

Oh God! Talk about being put on the spot! What should I say? I had never imagined it playing out like this. I was very conscious of them both looking at me, waiting for a reply.

‘Um — yes, I guess so…’

‘You don’t sound too sure?’

‘Well, I — um,’ I paused. ‘Yes, I’m sure. I promised. It’s an IOU, so yes, of course. I — I want to make things right.’

I was babbling.

‘Good. I thought from the tone of your note that you were sincere. It’s good that you will honour that, Mark.’

‘Yes, of course…’

‘Now, having discussed it, we thought it would be better if I were to deliver your punishment, rather than Rebecca. I trust that’s okay too?’

I gulped again. Being spanked by my father-in-law wasn’t what I’d envisaged when I’d made the offer to Rebecca. Being over her knee was one thing. Being over his knee — there was a degree of shame and humiliation in that that I wasn’t expecting, or was comfortable with. And yet…

‘Yes…’ I whispered.

‘Good. So, I thought I should do it now, whilst the canlı bahis siteleri others are out, as it will be the last opportunity for a while…?’

The pause that followed whilst I digested this was more one of shock than anything else. When I woke up this morning, I hadn’t anticipated being spanked in this house by my father-in-law.

‘Unless you’d rather wait for the others to return…?’ David let the question linger, and I quickly shook my head.

‘No, now is fine.’ No it isn’t, I thought. Not really. But what could I do?

‘Fine, then. In here is probably best, as there is plenty of room. I will spank you over my knee, with Rebecca watching. On your bare bottom, of course, if we’re to do it properly. So you’ll need to take those off.’ Pointing at my trousers.

Of course. He was very good at taking charge, I’ll give him that. I didn’t really have an opportunity to object — it was all happening so fast. I just nodded, and, looking at Rebecca, took off my trousers and pants. I was very conscious of her as a woman whom I found attractive, and I was embarrassed to be undressing in front of her like this, but she didn’t bat an eyelid as I exposed everything below my waist — my cock, fortunately, remained in a flaccid state!

I stepped forwards toward David, who was now seated on a stout dining chair, and bent over his lap. I found it a very submissive act to carry out. I was conscious of Rebecca watching, as I submitted my bare bottom to her husband, wondering what kind of a man she thought I was.

‘Right, this is a spanking that you’ve agreed to in order to make amends for breaking Rebecca’s plates. I’m not going to go easy on you, because a good hiding has been both earned, and requested. So, are you ready?’

‘Yes,’ I whispered, not really ready at all.

‘Good!’ And he began to spank me.

Smack, smack, smack, smack, smack!

Smack, smack, smack, smack, smack!

My God, I’m going to remember that spanking for a long time! David may have been in his early 60’s, but he had a hand like iron!

Smack, smack, smack, smack, smack!

Smack, smack, smack, smack, smack!

As he spanked me, he quickly got into a rhythm, alternating cheeks to start with, then switching to five on each cheek in turn, then alternating again. Right from the first spank, I was gasping with the strength of his smacks. Every single one hurt!

Smack, smack, smack, smack, smack!

Smack, smack, smack, smack, smack!

‘Keep your legs still!’

Smack, smack, smack, smack, smack!

Smack, smack, smack, smack, smack!

I couldn’t help it! I was kicking my legs as the heat built up in my bottom. Sighing, David locked my legs down with his own and, if anything, as he warmed to his task, he increased both the power and frequency of the spanks.

Smack, smack, smack, smack, smack!

Smack, smack, smack, smack, smack!

My gasps turned to cries, and I could feel tears forming in my eyes. I tried to blink them away, but they kept coming.

Smack, smack, smack, smack, smack!

Smack, smack, smack, smack, smack!

He didn’t stop. Not even for a moment. He kept up the speed and intensity of his spanks and I could do nothing to stop it. I was getting exactly what he had promised — a good hiding, thrashing, whatever you wanted to call it. I was openly crying now, the tears cascading down my cheeks.

Smack, smack, smack, smack, smack!

Smack, smack, smack, smack, smack!

‘I hope you are learning a lesson, Mark,’ David asked as he continued to spank me. I was sobbing like a child now, shame coursing through me as I submitted to my punishment.

Smack, smack, smack, smack, smack!

Smack, smack, smack, smack, smack!

‘I’m s — sorry — really sorry,’ I sobbed. Through my tears, I could see Rebecca’s legs as she watched my punishment.

Smack, smack, smack, smack, smack!

Smack, smack, smack, smack, smack!

David carried on spanking me for at least another five minutes. I was guessing it was nearly fifteen minutes in total? I don’t really know — all I knew was that I’d been given a thoroughly hard and humiliating spanking.

Smack, smack, smack, smack, smack!

Smack, smack, smack, smack, smack!

‘I think that’s enough,’ I finally heard him say, as the spanks on my poor bottom finally stopped.

I lay over his lap for a good few minutes more, continuing to sob, and trying to compose myself.

When I eventually got up, I was still crying, with my chest heaving. I felt ashamed. Ashamed that I was crying in front of my parents-in-law like a naughty child.

Rebecca stepped forward and put her arms around me.

‘it’s okay,’ she said. ‘It’s okay to cry — it was a hard spanking, which is why David did it instead of me.’

‘I’m — I’m really sorry, R — Rebecca!’ My sobbing continued as she cuddled me.

‘I’m proud of you for going through with it, Mark, it means so much to me that you cared enough to accept a spanking from us. Thank you! You can get dressed now!’

Slowly, canlı bahis I reached for my trousers and undies, and put them on.


‘Yes, David?’

‘Rebecca is right, we appreciate you going through with it. It was a good idea. It worked well for both of us. You as well, I believe. So well, in fact, that I’m thinking this might be a solution to your – behavioural problems…’

‘What – What do you mean?’

‘Well, I think you’ve been needing something like that for some time, Mark. And I’d like to think we could repeat it when you next earn it. I’m pretty sure there would be a next time, don’t you?’

‘I, uh. I don’t know.’

‘Well, have a think about it. I think it benefits us all. I certainly feel a lot better!’

Rebecca came up to me.

‘I think David’s right, Mark. I think it would be for the best if it – if you agreed to it again. You know you tend to argue and talk back sometimes?’

I did. I know I did. I argued and talked back because I didn’t think they were always right. Was I wrong to do that? Debbie didn’t like it when argued with her Mum and Dad, but I couldn’t help it. Maybe this was more about respect and status in the family?

‘Your letter was very sweet, Mark. Maybe I could keep it as a sort of — reminder — of how you wanted to make things right…?’

‘Um, yes — yes, of course, Rebecca. I’d be pleased if you would keep it.’

She gave me a kiss on the cheek.

‘Thank you, Mark!’


Not long after, the others came back from their walk. My wife gave me a questioning look when she came in, but I just shook my head, meaning I would tell her later. The rest of the day passed very pleasantly, with both David and Rebecca treating me no differently through dinner and an evening of chatting and playing cards.

That night though, after we retired to our room, I told Deborah what had happened.

She was incredulous at first, and initially, she seemed to be quite upset.

‘You let my Dad spank you?’


‘My God, Mark, I — I don’t know what to say!’

‘It was very painful. Your Mum watched.’

Debbie shook her head and was quiet as we got ready for bed. But then, after a while, she started to look very thoughtful.

‘Show me your bottom, Mark. I want to see what my Dad did to you.’

I did as she asked, lowering my pyjama bottoms for her inspection.

She was even quieter as she looked at the results of my spanking. My bottom was still red and starting to show some significant bruising. She ran her hands softly over my buttocks. I could see her biting her bottom lip.

‘I can’t believe you let him do that…’

Then, starting to look hot and bothered, she surprised me by taking off her nightie. I was surprised.

‘Fuck me, Mark. Quickly — I want your cock inside me!’

Rarely did we make love when we stayed over with family, as we tended to get a bit embarrassed about being heard, but Debbie left me in no doubt about what she wanted, and her need required my immediate attention. I was taken aback, but very happy to meet with her demand. I moved with alacrity, stripping off my pyjamas.

Debbie lay back on the bed, opening her legs. Her pussy was glistening, and when I entered her, she was ready for me. I slipped inside her easily. She wrapped her legs firmly around me, trapping me inside her. She pulled my head close to hers and whispered into my ear.

‘I’m imagining my naughty husband bent over my Dad’s lap with his bare bottom on display…’

I immediately came in my wife, shooting my load deep into her hot cunt, as I imagined being back over David’s lap.

Debbie tightened her legs around me as I spurted.

‘Do you think he will spank you again?’ she breathed into my ear. ‘I want to watch you being spanked…’

‘I think, probably, yes — he will…’ I whispered back, shame mixing with excitement at my wife’s words and reactions — and at my own!

For the first time ever, Debbie climaxed with my cock inside her, without any other stimulation — it was a shuddering, almost silent climax as she arched her back. Her cunt muscles were gripping me like iron as she came. Then, as her orgasm subsided, she pushed my head down.

‘Make me cum again, Mark, I want to feel your tongue inside me. Lick me!’

I did what she wanted. I didn’t quite know what was happening to us, but if it was going to do this to our sex life, I was more than happy…


The next day, David and Rebecca left for home after a big cooked breakfast. There had been quite a lot of innuendo whilst we ate about me behaving myself, however, which left Adam and Andrea puzzled. It also left me highly embarrassed and my wife smiling to herself; reactions which seemed to annoy my brother-in-law.

After my parent’s in-law had departed, Andrea asked me what they had meant. Sheepishly, I admitted to them both what had happened whilst they were out the previous day. They were both shocked and incredulous, and also curious as to why I had submitted to it. I explained about the broken plates and the IOU I’d written. Adam said they’d heard about the plates, but he still found it strange for a thirty-five-year-old man to be spanked by his father-in-law.

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